26ª±According to the passage,New York¡¯s Citibank.

A.is a dark horse in the field of banking

B.has been growing in a moderate way

C.has been making efforts to conquer the markets of Bank of America

D.has more branches than Bank of America now

27ª±Which of the following is NOT the reason for which Bank of America thrived?

A.It¡¯s turfª²California was a state with a large number of population.

B.The economic environment that was controlled by the government.

C.Its deposit rate was higher than that of other banks.

D.Its large amount of branches.

28ª±The phrase¡°mammoth bureaucracy¡± in Paragraph 4 refers to.

A.its expensive overheadB.its large amount of branches

C.its long historyD.corruption of its leaders

29ª±Now the most important factor for a bank to win in competiton seems to be.

A.higher deposit rateB.flexibility of capital

C.high banking honorsD.support of the government

30ª±Which of the following conclusions can¡¯t be drawn from the passage?

A.The U.S.Postal Service had less than 1,100 branches in California a few decades before.

B.The profit of the Bank of America has been reducing since the 1980s.

C.The prospect of the Bank of America is not quite promising.

D.Moral problem is also a factor that leads to the decline of the Bank of America.

Text 3

Volcanic fire and glacial ice are natural enemies. Eruptions at glaciated volcanoes typically destroy ice fields, as they did in 1980 when 70 of Mount Saint Helens ice cover was demolished. During long dormant intervals, glaciers gain the upper hand cutting deeply into volcanic cones and eventually reducing them to rubble. Only rarely do these competing forces of heat and cold operate in perfect balance to create a phenomenon such as the steam caves at Mount Rainier National Park.

Located inside Rainier¬ðs two iceª²filled summit craters, these caves form a labyrinth of tunnels and vaulted chambers about one and oneª²half miles in total length. Their creation depends on an unusual combination of factors that nature almost never brings together in one place. The caveª²making recipe calls for a steady emission of volcanic gas and heat, a heavy annual snowfall at an elevation high enough to keep it from melting during the summer, and a bowlª²shaped crater to hold the snow.

Snow accumulating yearly in Rainier¬ðs summit craters is compacted and compressed into a dense form of ice called firm, a substance midway between ordinary ice and the denser crystalline ice that makes up glaciers. Heat rising from numerous openings (called fumaroles) along the inner crater walls melts out chambers between the rocky walls and the overlying ice pack. Circulating currents of warm air then melt additional openings in the firm ice, eventually connecting the individual chambers and, in the larger of Rainier¬ðs the crater¬ðs, forming a continuous passageway the extends twoª²thirds of the Way around the crater¬ðs interior.

To maintain the cave system, the elements of fire under ice must remain in equilibrium, enough snow must fill the crater each year to replace that melted from below. If too much volcanic heat is discharged, the crater¬ðs ice pack will melt away entirely and the caves will vanish along with the snows of yesteryear. If too little heat is produced, the ice, replenished annually by winter snowstorms, will expand, pushing against the enclosing crater walls and smothering the present caverns in solid firm ice.